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In the event you should have a look at the how your mortgage amortizes, you would come across the early months' payments would have a lot of interest and just a small principle being paid. Also, in case you have a mortgage, I think life insurance for this amount is a bright move. If you would like to analyze a fixed-rate mortgage, you may also use our Home Equity Loan Calculator, which gives you the ability to estimate the equity in your house over time if you've got more than 1 mortgage.

Reverse Mortgage Amortization Spreadsheet

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